Auto Finance Center in Florence, SC

Welcome to Our Auto Loan and Finance Center

Here at Legacy Chrysler Dodge Jeep RAM, we've simplified the buying process to get you behind the wheel of your dream car fast. Our dedicated financing professionals are here to help each step of the way, ensuring you leave the lot with the best deal in town!

als' trusted Auto Finance Center, we're proud to serve drivers in Florence, SC, and throughout the Carolinas. Because we believe that finances should never keep you out of a reliable ride, we'll work hard to get you approved - no matter your credit score!

Our diverse inventory of new, used, and certified pre-owned vehicles is unrivaled, so whether you're leasing or buying, we're confident you'll find a car, truck, or SUV that meets your needs. Browse online or come see us today! Our team can't wait to help you find - and finance - your new ride.

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Competitive Rates

No Hassle Credit Checks

Flexible Payments

More About Legacy Chrysler Dodge Jeep Ram of Florence

Buying vs Leasing a Car: Which Option is Right for You?

Once you've selected the perfect car for sale in Florence, SC, choosing a financing option comes next. You'll be presented with the opportunity to lease or buy, and if you're unsure, our experts can help you choose the best way to finance a car.

If you're looking to make a long-term investment, buying a SUV, car, or truck is often the wiser choice. But if you'd prefer to trade up to a newer model every few years, a lease agreement is likely the better option.

Because there are benefits to both, it's important to take your unique needs, driving habits, and budget into careful consideration. Here's what you need to know before choosing between a CDJR loan and lease.

A smiling woman sits in the driver’s seat of a car while a salesperson assists her.

Benefits of Buying

There are plenty of advantages to buying at a local Chrysler dealership near you, including the following:

No mileage limits
Freedom to customize
Option to sell or trade whenever you choose
Ability to put trade-in value toward your next car

A smiling man sits in the driver’s seat of a car and girl beside him.

Benefits of Leasing

During your lease term, you'll enjoy the following perks:

Lower monthly lease payments (compared to typical loan payments)
Fewer maintenance/repair expenses (most vehicles remain under warranty)
Access to the latest tech and upgraded features
Lower sales tax

Still unsure whether leasing and buying a car is best? Our finance specialists would be happy to help! Don't hesitate to reach out to Legacy Dodge with any questions about car financing near you!

Convenient Financing Tools For You

As your local CDJR dealership, we're proud to provide a suite of online tools and resources to further streamline the financing process. Our finance specialists will customize a payment plan just for you, tailoring your Dodge, Jeep, RAM, or Chrysler deal to match your monthly budget. And because we value complete transparency, we're happy to answer any questions or address any concerns you may have.

Want to estimate your monthly payments? Our Payment Calculator tool makes it quick and hassle-free, helping you compare different models and financing options. You can even start the pre-approval process online, from the comfort of home! Just complete this simple finance application!

There's more! Our trade-in appraisal tool utilizes various sources to estimate your vehicle's value. In fact, we'll offer top dollar for your trade even if you don't buy from Legacy Chrysler Dodge Jeep RAM! That's right, we'll buy from you even if you don't buy from us! Be sure to check out our new and used Chrysler, Dodge, Jeep, and RAM specials, including Jeep Wrangler incentives, RAM 1500 incentives, and more. Don't forget to ask about Chrysler financing deals and Jeep lease specials too!

Financing Made Easy at Legacy CDJR

Looking for a headache-free financing process from a team you trust? No other new or used car dealership in Florence, SC can compare to Legacy CDJR! Our finance specialists prioritize customer service, offering the kind of attention and care you'll only find at your hometown CDJR dealership.

Between our easy online system, friendly and knowledgeable staff, and top-notch selection, financing has never been faster or easier. Plus, we'll make you feel like a part of our family the moment you arrive!

Browse our inventory online, then get to Legacy Chrysler Dodge Jeep RAM in Florence, SC for a test drive! We'll see you soon!

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.

How long is a typical car loan?

We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.

I've had credit issues in the past. Can I get financing?

We’ve worked with countless customers with all kinds of credit to help them discover their financing options.

Can I finance a vehicle without a down payment?

In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?